ON-DEMAND WEBCAST
DISCLOSURE AGREEMENT

Going Independent: Legal & Regulatory Considerations
Taped: June 26, 2007

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The information provided through this webcast is for general information purposes only and is not intended to provide or constitute financial, accounting, tax, legal or regulatory advice. Charles Schwab & Co. Inc., (“Schwab”) makes no representations as to the accuracy or appropriateness of the information contained in the webcast for any given situation.

Stark & Stark and Taylor Frigon Capital Management join in presenting this webcast. These two industry professionals are not affiliated with or employees of Schwab. Third party speakers are not affiliated with or employed by Schwab. The views and opinions expressed represent the views and opinions of Stark & Stark and Taylor Frigon Capital Management. Participation by these or other industry professionals is not, and should not be considered as, a recommendation, endorsement or sponsorship by Schwab of any such industry professionals. The views and opinions expressed by all participants in this webcast are for general information purposes only and are not intended to provide specific financial, accounting, or legal advice. Please contact your personal legal, financial or compliance consultant to obtain such advice.

For more information on becoming independent please contact Schwab at 1-877-552-8207.

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